EduBright Future Plan
What is this plan?
- A savings-based insurance plan designed to fund your child’s tertiary education.
- Start saving early while ensuring protection for your child in case of unforeseen events.
- Offers guaranteed maturity benefits when the child reaches 18–25 years old.
- Comes with annual education bonuses and loyalty rewards.
- Allows parents to maintain the policy even in the event of disability or death through Premium Waiver Benefit.
Benefits at a Glance
- Education Fund Payout: Guaranteed fund at age 18, with additional bonuses from investment surplus.
- Premium Waiver Protection: If the parent (policyholder) passes away or becomes disabled, premiums are waived.
- Flexible Payment Terms: Choose to pay over 5, 10, or 15 years.
- Loyalty Bonus: Extra payout if policy is maintained for 10+ years.
- Riders Available: Add medical riders for enhanced protection.
What's Covered?
- Death or Total Permanent Disability of parent – remaining premiums waived.
- Accidental death – Additional lump sum payout.
- Maturity payout when child turns 18–25.
- Optional critical illness rider (up to RM100,000).
- Hospitalization benefit (optional add-on).
Who is this plan suitable for?
- Parents with children aged 0–12 years looking to fund future university or college education.
- Families wanting guaranteed savings with optional investment-linked growth.
- Parents seeking peace of mind with life and education protection in one.
Eligible Age
- Child (Insured): 0 to 12 years old (coverage up to age 25)
- Parent (Policyholder): 18 to 60 years old