Financing Settlement

Financing Settlement plans are tailored to cover outstanding debts such as home or personal loans in the event of death, disability, or critical illness. These plans prevent your loved ones from being burdened with your unpaid financial commitments by settling the remaining loan amount. Ideal for individuals with significant liabilities, this plan safeguards both your family’s future and financial responsibilities.

Available Plans

Loan Guardian Basic
  • A simple term life insurance designed to cover your outstanding loan balance in the event of death or total permanent disability.
  • Specifically made for home, car, or personal loan coverage.
  • Lump-sum payout ensures your family isn’t burdened by unpaid debts.
  • Affordable premiums starting from RM30/month.
  • Coverage amount tied to your loan balance.
  • Fast claim processing within 14 working days.
SecurePay Pro
  • A comprehensive mortgage and liability protection plan that ensures all financial commitments are settled upon death or disability.
  • Ideal for high-value mortgage loans or business loans.
  • Provides additional living benefits like critical illness coverage (optional rider).
  • Pays directly to bank or creditor to settle outstanding debts.
  • Comes with premium waiver if diagnosed with a critical illness.
  • Offers multi-loan coverage under one plan.