MediCare Essential
What is this plan?
- Affordable basic coverage for hospitalization and surgery.
- Ideal for first-time insurance buyers or young adults.
- Covers both government and private hospital treatments.
- Includes daily room & board reimbursement (RM150/day).
- 24/7 medical hotline and panel hospital cashless admission.
Benefits at a Glance
- Annual limit: RM80,000
- Daily Room & Board: Up to 120 days
- No lifetime limit
- Emergency ambulance service covered
- Simple underwriting, no medical check-up required under age 35
What's Covered?
- Hospitalization & surgery
- Specialist consultations (post-admission)
- Pre-hospital diagnostic tests (up to 30 days)
- Day-care surgeries
- ICU charges
Who is this plan suitable for?
- Young professionals, fresh graduates
- Budget-conscious individuals
- Users looking for basic but complete hospitalization coverage
Eligible Age
17 to 60 years (renewable up to 70)