• Provides monthly income if you can’t work due to accident or illness.
• Affordable coverage starting from RM45/month.
• Pays up to RM3,000/month to cover daily expenses.
• Simple sign-up with no medical check-up for income below RM5,000/month.
• Covers both short-term recovery and permanent disability situations.

• Income replacement for up to 2 years.
• RM150/day hospital cash benefit.
• Lump sum if permanently disabled.
• Quick approval: payout begins within 7 working days.
• Worldwide coverage.

• Injuries from accidents.
• Major illnesses like stroke or surgery recovery.
• Loss of ability to perform daily activities.
• Hospital stays related to covered conditions.

• Freelancers, gig workers, young professionals.
• People without employer insurance.
• Anyone needing a basic, low-cost backup plan.

18 to 55 years old (renewable up to 65)