• A hybrid savings plan with optional yearly cash payout or compound savings.
• Combines insurance, guaranteed cash, and investment growth.
• Option to receive cash payouts yearly or accumulate for higher return.
• Premium term options: 5, 10, or 20 years.
• Bonus payout upon maturity.

• Annual guaranteed cash payout of 4% of Sum Assured.
• Potential maturity bonus up to 30% of Sum Assured.
• Flexibility to withdraw or reinvest payouts.
• Comprehensive life protection included.
• Auto booster of coverage every 5 years (10% increment).

• Death Benefit: 150% of Sum Assured + bonus.
• Annual Cash Payout: Starting from end of 1st policy year.
• Maturity Benefit: Guaranteed + non-guaranteed bonus.

• Families saving for future events (education, home, etc.).
• Middle-income individuals seeking regular cash flow.
• Individuals wanting both guaranteed savings and protection.

25 – 55 years